About Red Fort Capital Finance
Red Fort Capital Finance is a Non-Banking Financial Company (NBFC) focused on practical, cash-flow based lending for India's real economy — shop owners, traders, transport operators, farmers and salaried families across Tier 1, 2 and 3 markets. CarFin India is its digital used car loan operating platform, combining CarDr vehicle diagnostics with cash-flow underwriting to lend on the true value of the vehicle and the true repayment ability of the borrower.
Loans are originated on Red Fort Capital's own book and may be co-lent with partner banks and NBFCs under RBI co-lending guidelines, with transparent split disclosures.
Key Fact Statements, APR disclosure, explicit consent for bureau & Account Aggregator data, fair practices code and a grievance redressal mechanism on every loan.
Every decision flows through a configurable, versioned and audited credit policy engine — CIBIL floors, FOIR caps, vehicle-grade LTV matrices and exception approval authority.
Self-employed, thin-file and cash-income borrowers are first-class citizens — underwritten on real bank cash flow, references and vehicle quality, not just formal documents.