Be prepared · Faster approval
Documents Required
Self-employed or cash-income borrower? Don't worry — we underwrite on bank cash flow, not just salary slips. Upload what you have; our team will guide you on the rest.
Borrower Documents
- •PAN card
- •Aadhaar card
- •Address proof
- •Bank statement (6–12 months)
- •Income proof (salary slips / business income)
- •ITR / GST returns (if self-employed)
- •Credit bureau (CIBIL) consent
- •Account Aggregator consent
- •Residence proof
- •Business proof (if applicable)
- •Trade license (if applicable)
- •Udyam / GST certificate (if applicable)
Vehicle Documents
- •Registration Certificate (RC)
- •Insurance policy
- •Pollution certificate (PUC)
- •CarDr diagnostic report
- •Valuation report
- •Dealer invoice
- •Existing hypothecation NOC (if any)
- •Challan check
- •Vehicle photos
- •Delivery confirmation
Loan Documents
- •Sanction letter
- •Loan agreement
- •Key Fact Statement (KFS)
- •Form 34 (hypothecation)
- •Hypothecation forms
- •eNACH mandate
- •UPI mandate (if applicable)
- •Disbursement confirmation
- •Co-borrower documents (if applicable)
- •Guarantor documents (if applicable)
Trust note: CarFin India originates used car loans through Red Fort Capital Finance NBFC and may support bank/NBFC co-lending partners.